Welcome to Altitude Rewards
The Westpac Altitude Rewards program let's you earn up to 3 Altitude points per $1 spent^ on most of your daily purchases.
With Pay with Points, you can use your points on anything, anywhere Mastercard is accepted - from your grocery shop, fuel top-up, energy bill or at your favourite restaurant, the choice is yours.
You can even automatically move your points to one of our Transfer Partners or redeem your points for a range of other rewards like retail gift cards, to pay your annual fee, get cashback or to book your dream holiday with Altitude Travel powered by Expedia.
The best thing is, you can save 'em or spend 'em coz your points won't expire while you're an Altitude Rewards customer, giving you all the time you need to redeem.
Whether Platinum or Black, there's plenty more to love beyond points, scroll down to take a look.
A more rewarding program
Introducing Pay with Points
Now you can use your points anywhere Mastercard is accepted on everything from groceries to your favourite coffee.
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Travel
Use your points to book your next adventure.
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Points Transfers
Transfer your Altitude points to one of our transfer partners2.
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Cashback
If you can't decide, you can redeem your points for cashback to your account1.
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Merchandise
Browse hundreds of products from tech to homewares.
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More than reward points
Access to Westpac Rewards
Every year, we reward our customers with millions in value through Westpac Rewards, your access pass to great deals, discounts, and cashback from a range of partners across travel, tech, home, fashion and more.
Extra Airport Lounge benefits
Including two complimentary Priority Pass airport lounge passes each year, one of which you can share with your travel companion3. See FAQs on how to redeem.
Complimentary insurance covers4
Complimentary insurance covers for overseas travel, extended warranty, purchase security transit accidents are subject to the terms and conditions set out in the Westpac Credit Cards Complimentary Insurance Policy.
Ready to redeem?
Sign in to Westpac Online Banking or call 1300 887 820
Start earning rewards
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Things you should know
The products and items available for redemption via this page are subject to change in points and availability.
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice
Conditions, credit criteria and fees and charges apply, credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
You need to register for Westpac Online Banking and/or the Westpac Mobile Banking App in order to use Online or Mobile Banking. Read the Online Banking Terms and Conditions.
1. The earning and redemption of Altitude points is subject to the Altitude Rewards Terms and Conditions or Altitude Business Rewards Terms and Conditions. The terms and conditions outline which purchases are eligible for points and the circumstances when you will not earn points, including when your account is overdue. Any unclaimed Rewards points will expire 90 days from the day the account is closed.
Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account.
2. You must be a member of the relevant partner points program to redeem Altitude Rewards points for partner points and a joining fee may apply. The Altitude Terms and Conditions or the Altitude Business Credit Card Reward Terms and Conditions and the relevant partner points program terms and conditions apply. Reward points may be limited and points may be subject to expiry once transferred.
3. Complimentary lounge pass disclaimers: Priority Pass Membership: Available to Westpac Altitude Black primary cardholders earning Altitude points through the Altitude Rewards program. Requires enrolment through prioritypass.com/westpacblack. The Primary Cardholder receives two complimentary visits in any 12-month period, one of which may be used by an accompanying guest. Subsequent visits in the 12-month period incur an additional member/guest visit fee, which can be found on the Priority Pass website prioritypass.com/join-prioritypass.The additional fee will be automatically charged to the primary cardholder's Altitude Black card. A Foreign Transaction Fee will apply to the conversion amount. Unused visits expire and cannot be carried forward to any subsequent year. Visit the Contact Us page on www.prioritypass.com for enquiries about the Priority Pass program. Subject to the Priority Pass Conditions Of Use.
4. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Credit Cards Complimentary Insurance Policy (PDF 6MB) which may be amended from time to time. Westpac does not guarantee this insurance.
Altitude Travel is operated by Mastercard Travel Solutions Australia Pty Ltd. ABN 70 003 745 999 and subject to the Altitude Travel Terms and Conditions.
